diff --git a/src/renderer/shared/lib/utils/balance.ts b/src/renderer/shared/lib/utils/balance.ts
index eca5bf90b..a90c9c375 100644
--- a/src/renderer/shared/lib/utils/balance.ts
+++ b/src/renderer/shared/lib/utils/balance.ts
@@ -107,8 +107,10 @@ export const transferableAmount = (balance?: Balance): string => {
 
   const bnFree = new BN(balance.free || ZERO_BALANCE);
   const bnFrozen = new BN(balance.frozen || ZERO_BALANCE);
+  const bnReserved = new BN(balance.reserved || ZERO_BALANCE);
+  const freeCannotDropBelow = bnFrozen.gt(bnReserved) ? bnFrozen.sub(bnReserved) : BN_ZERO;
 
-  return bnFree.gt(bnFrozen) ? bnFree.sub(bnFrozen).toString() : ZERO_BALANCE;
+  return bnFree.gt(freeCannotDropBelow) ? bnFree.sub(freeCannotDropBelow).toString() : ZERO_BALANCE;
 };
 
 const stakedAmount = ({ locked = [] }: Balance): string => {